Can Foreigners own property on the beach or near the beach in Mexico? Yes. Recent changes to Mexican laws now permit foreign ownership of Mexican Real Estate. There are actually several ways a foreigner can legally purchase property and the best way for you will depend on your investment interest.

Can I get U.S. Title Insurance for Mexican property? Yes. There are now at least two U.S. title companies that will insure your investment in Mexico. Ricardo Barraza & Asociates will make certain you are buying a property that can be secured with U.S. Title Insurance.

Is financing available? For more information on financing click here or Contact us for leading information on Mexican real estate purchases. Click here to read and article from Ricardo Barraza director of International Realtor Relations for the Cancun Realtor Association on financing in Mexico

What is a trustee? In México, there is a Bank, which is authorized to open fiduciary accounts and conduct trust operations. The Trustee holds legal title to the real estate property during the term of the Mexican trust contract, and is also empowered with rights and powers necessary to achieve the objectives to the contractual agreement creating the Trust.

What exactly is a Mexico Bank Trust? The Fideicomiso or Mexican Bank Trust is a mechanism that enables foreign persons or companies to purchase property in Mexico. The trust mechanism was created to allow foreign investors to participate in Mexico's rapidly expanding sectors, while exercising complete and legal control over their investments while complying with Mexico's investment laws.

The trust is a property interest held by a Mexican bank. The sole purpose of the bank is to manage the property for the benefit of the owner of the trust. Real estate investment trusts enable foreign entities to invest in Mexico's coastal and border areas which were once restricted from foreign investment of any kind.

Only Mexican banking institutions authorized and regulated under Mexican laws can serve as trustees. The beneficiary of the trust, the foreigner, retains the use and control of the property held in trust and makes the investment decisions with respect to the property. This can include the decision to transfer such property interest to another foreigner realizing all of the economic benefits that accompany equity ownership in Mexico's attractive coastal properties.

Trusts are established for initial 50 year periods and can be renewed indefinitely for additional 50 year periods. The beneficiary may transfer or assign his beneficial interest to any person and keep the profits from the sale of the property subject to applicable tax laws and expenses for the sale. Property held under a trust can be passed on to future generations and the person to which the bequest is made is not burdened with an inheritance tax.


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P.S. If you're not ready to meet us person, please tour through our website. We are sure you'll find the resources here useful and helpful. Enjoy!